What happens when I retire?

Once you have let DMGT Pensions know when you wish to retire, we will send you a detailed quotation of your pension entitlement, including any AVCs you have paid.

There are a number of decisions you will need to make before you take your pension.

• Do you want all your benefits paid as pension?



• Do you want to give up part of your pension for tax-free cash?



• Do you want to take a bridging pension?



• Who would you like to receive the benefits payable when you die?

To help you make these decisions please refer to our Your retirement and beyond guide.