Retiring early

You can retire from age 55 (or age 50 if you joined the scheme before 6 April 2006 and have left employment). You must have at least two qualifying years’Qualifying years’ service

The length of time you were paying into the scheme. This includes pensionable service from a previous pension scheme which you have transferred into the scheme. service before you can retire early.

We will work out your credit account as normal, but we will reduce it if you retire before age 65.

Benefits built up before April 2011

Generally, we will reduce your pre-April 2011 benefits if you retire before age 60 for the Plus section (age 65 for Standard section benefits).