Choosing who you want to receive the death benefits

You should let us know who you want to get any cash amount or pension should you die before taking your benefits.

You can do this by completing an expression of wish form.

The trustees will decide who to pay the benefits to. Although the expression of wish form is not binding on the trustees they will normally take your wishes into account. However, they may consider that there are special reasons for selecting other beneficiaries. This process ensures that the cash death benefit can be paid free of tax.

It is important to keep your form up to date to avoid any complications.